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It pays to be a member of the un­employment fund

As a member of the YTK Unemployment Fund, you get peace of mind in your working life and secure your earnings in the event of a career change.

Pitkähiuksinen mies asettamassa tyytyväisenä unimaskia kasvoille.

With a fund membership you will get

  • Income protection during unemployment, lay-offs, part-time work and part-time business activities
  • Job alternation compensation for alternation leave
  • Mobility allowance when a new job is far from home

YTK Worklife services not included in membership of the fund

  • A Legal Buddy for employment difficulties
  • Leisure time accident insurance and professional legal and liability insurance
  • A library of thousands of online training courses to develop your professional skills
  • Job search support and tools
  • A wide range of discounts from hotels to sports benefits and IT security

YTK Unemployment fund is open to all employees

Whatever your education, your profession or the sector in which you work, membership of the YTK Unemployment Fund is for everyone. The only condition is that you are employed at the time of joining and under 68 years of age.

With us, you can easily keep your income security in order with just one annual contribution. In 2024, membership will cost 105 €, or less than 9 € per month. If you join in the middle of the year, you only pay the remaining balance for the rest of the year.

A member of the YTK Unemployment Fund can also join the YTK Worklife for an annual fee of just 24 €. YTK Worklife provides comprehensive support for your working life, from legal services to insurance and many other member benefits!

Join the most popular in Finland!

Membership fee for the rest of the year when you join now

74.88 €

Membership of the unemployment fund is smart!

Only by belonging to an unemployment fund can you get compensation based on your earnings if you become unemployed or are laid off. You can also get a daily allowance to cover any shortfall in your monthly income while you work part-time or run a side business. The unemployment fund also gives you a alternation compensation for alternation leave or a mobility allowance if your new job is further away from home. Use the daily allowance calculator to see how much you could get!

Daily allowance calculator

Estimate your daily allowance for the period of unemployment, lay-off or part-time work. The daily allowance calculator will help you!

Frequently asked questions about membership

The YTK Unemployment Fund is an open fund. This means that you can join us regardless of your profession, the sector you work in or your education. You must be under 68 years old and working at the time of joining.

Under 18s and over 65s can consider joining more carefully. Work done under the age of 18 does not qualify you for the working condition, and over the age of 65, we can only pay you an earnings-related daily allowance on the basis of lay-off, and then only until you turn 68.

A old age pension is not in itself an obstacle to joining, but aold age pension prevents us from paying you a daily allowance.

The YTK Unemployment Fund membership fee is 105 € in 2024. If you join in the middle of the year, you will only pay the remainder of the fee for the rest of the year.

A member of the YTK Unemployment Fund can also become a member of the YTK Worklife if they wish. The YTK Worklife membership fee is 24 € in 2024. YTK YTK Worklife invoices its membership fee separately and it must be paid in full, regardless of when you join.

Membership of the YTK Unemployment Fund provides you with income protection and fund services. Members of the YTK Unemployment Fund can also become members of the YTK Worklife if they wish and receive comprehensive working life services, such as legal assistance in case of employment problems, insurance for work and leave, support for job search and skills development, and many benefits during their free time.

The membership and employment requirement for an earnings-related daily allowance is 26 weeks. This means that you must have at least six months of qualifying work during the period of membership of the unemployment fund.

Switching your unemployment fund is easy! Join us and authorise us to terminate your membership of your previous fund.

You cannot join the Unemployment Fund during unemployment or a lay-off. If you are working part-time or on a zero-hour contract, the date of joining must be a working day.

Membership of an unemployment fund is an important support in the face of the ups and downs of working life. There may be times in your life when you consider leaving us. Fortunately, in most situations, giving up is not necessary. Take a look at the different situations and send us a letter of resignation if you need to.

Only by belonging to an unemployment fund can you receive a daily allowance based on your earnings when there is no work. If you are not a member of an unemployment fund, you can get a basic daily allowance paid by Kela, which is considerably less than the earnings-related allowance. You can get an earnings-related daily allowance if you are unemployed or laid off, or if you work part-time or are self-employed. The unemployment insurance fund also gives you a alternation allowance for alternation leave and a mobility allowance if your new job is far from home.

All unemployment funds pay the same daily allowance under the same laws.

Use the daily allowance calculator to see how much you would get!

Termination of membership

If your membership of the unemployment fund is no longer useful to you, you can terminate your membership. If you are a combined member of the YTK and leave the unemployment fund, your membership of the YTK Worklife will be terminated.